God is never in debt to any person. Under the new covenant, we are called to partake of God’s nature. So we
too are commanded to “owe no man anything” (Romans 13:8). Having to borrow from others was part of the
curse of the law – a curse that God said would come on Israel when they disobeyed the law. (Read Deut
28:43-48). Israel would suffer from “the lack of all things”(v.48), when they did not keep God’s commandments.
One of the blessings that God promised the Israelites when they obeyed God’s commandments, was “You shall
lend to many, but you shall not borrow” (Deut.28:12; also see Deut 15:6). To have enough with which to bless
others was one way in which God would bless his people.
So if you are in constant financial need, you must have a spiritual check-up to see what is wrong. Occasional
financial need may be permitted by God to test our faith. But constant financial need such that a person has to
get into debt is not the will of God for any of His children.
The Bible says that “the borrower is the slave of the lender” (Prov.22:7). The Hebrew word for “borrowing” has
the implication of being bound to the person who has lent you the money. You are tied with a chain to your
creditor and he has power over you.
It is never the will of God for any of His children, that others should have such power over them. Since we have
been bought with Christ’s blood, we are commanded not to become the slaves of men(1 Cor.7:23).
Jesus has come to deliver us from every curse of the law, having become a curse for us (Gal.3:13). He has also
come to set every bound captive free (Luke 4:18). So if you are bound by the curse of debt, here are a few areas
in which you could examine yourself and have a spiritual check-up:
1. Wrong Priorities
Jesus said that those who sought the kingdom of God and His righteousness first, would find all the material
things necessary for their life added to them (Matt.6:33). This is a promise that is valid in all countries and at all
times. God never fails to keep His part of the promise. So, if there is a financial lack, the failure must be on
man’s part.
David said that he had never seen a righteous man forsaken or his children begging for bread (and borrowing is
a form of begging). On the other hand, the righteous person lends to others and is a blessing to all (Psalm
Have we sought God’s kingdom and His righteousness first in every area of our lives? Are God’s work and His
interests, our interests too?
If not, then we have got our priorities wrong and this may be one of the causes of our financial problems.
Righteousness in money matters entails returning what has been taken wrongfully from others. Many believers
have not settled such matters and therefore they miss God’s blessing on their lives.
Zaccheus decided, as soon as Jesus came into his house, that he would set all his past financial irregularities
right(Lk.19:1-10). Therefore, even though he was a rich man, he went through the needle’s eye. He returned
what he had taken wrongfully (with interest). To ensure that the interest would not be less, he gave back four
times what he had taken. There were also many whom he had cheated, who had either died or gone away
elsewhere, so that Zaccheus did not know their whereabouts. What was Zaccheus to do with such money?
Could he conveniently forget about it? No. He had no right to keep such money with him. So he decided to give
away that money to the poor. That itself amounted to half his savings. He was a radical man in this area and so
Jesus said that salvation (from the love of money) came to his house that day (Lk 19:9). Can Jesus make a
similar statement about us?
We also need to ask ourselves whether we are earning our money in totally honest ways. Wealth earned
dishonestly can never be blessed by God. On the contrary, “dishonest money brings grief to all the family”
(Prov.15:27 – Living). The Lord can feed more than five thousand people with five loaves and two fishes,
provided they are honestly-earned loaves and fishes (Prov.13:11).
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(Knowing God’s Way) 11. Owe No Man Anything
We must not have a single paisa with us or in our bank account that does not belong to us or that has not been
honestly obtained. Money that we have acquired through cheating the government of taxes or through deceit is
dishonest, dirty money, and will only bring a curse on us and our children.
2. Receiving Without Giving
When we receive from God and hold on to what we have received selfishly, we die spiritually. The clenched fist
is an appropriate symbol of the race of Adam – grabbing whatever it can get and holding on tightly to what it
has. Jesus had an open palm on Calvary’s cross and so must we. The Israelites were told “The purpose of
tithing is to teach you always to put God first in your lives” (Deut.14:23 LB).
Under the new covenant, there is no command to tithe, for Jesus said that one had to forsake 100% (and not
just 10%) to be His disciple (Lk. 14:33). No part of our money is now our own. It is all God’s. This does not mean
that we have to give all our money for God’s work. But we must recognise that everything belongs to God.
Whatever we spend on ourselves also must be done for the glory of God.(1 Cor. 10:31). But we must still give to
God and His work. How much should we give? As much as we can give cheerfully (2 Cor. 9:7). The quality of
our giving is what is emphasised under the new covenant unlike the quantity as under the old covenant.
But we are also told in the same passage that we will reap according to what we sow (2 Cor.9:6). What we give
to the Lord is like seed sown. If we sow little, we will reap little. This could be one reason why many believers
are in perpetual financial difficulties: They have not been `rich’ towards God (Lk. 12:21). It is impossible for a
man to be rich toward God, and for God to be in debt to him in his time of need.
Jesus said “It is more blessed to give than to receive” (Acts 20:35). Do we love to receive gifts from others?
Then we are like all the children of Adam. One characteristic of the truly godly is that they prefer to give rather
than to receive. “The godly love to give” (Prov.21:26 – LB).
The Bible says “He who hates gifts will live” (Prov.15:27). Our mind must be renewed to hate receiving gifts and
to love giving gifts.
Another reason for financial difficulties could be our unwillingness to give to our fellow-believers in their need.
“He who shuts his ears to the cries of the poor will be ignored in his own time of need”(Prov 21:13). On the
other hand, “when you help the poor, you are actually lending to the Lord – and He pays wonderful interest on
your loan” (Prov.19:17 LB). Of course, one must do this wisely. If you do not have the wisdom for this, then it is
best to give the money to the elders (in whom you have confidence) and to ask them to distribute it wisely. This
was the practice followed in the early church(Acts 4:34,35).
“Give and it will be given to you… for whatever measure you deal out to others, it will be dealt to you in return”
(Lk.6:38) is a law of God that will determine whether we will have an abundance or a shortage. If we are
generous towards others, God will be generous towards us. If we are stingy towards others, God will be stingy
towards us.
The love

One Response to “OWE NO ONE BUT GOD!!”

  1. […] OWE NO ONE BUT GOD!!. […]

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